Banking that fits around your day, not the other way round
A current account with your own NUBAN, a Verve debit card, pockets for the money you're setting aside, and savings and loans that live in the same app. Opened from your phone, run from your phone.
One account, and everything that plugs into it
Start with the current account. Add the rest as your life needs it, without opening anything new.
Current account
Your own NUBAN, instant transfers to any Nigerian bank, bills and airtime, and stamped statements on demand.
Current accountVerve debit card
Chip and contactless, delivered by courier. Freeze it, set limits per channel and reveal details with your PIN, all from the app.
The cardPockets
Rent, school fees, a trip. Set money aside inside your account without a second NUBAN, and pull it back the moment you need it.
PocketsSavings and targets
Automatic savings towards something specific, Viscount Boost for ten-day plans, and FutureBold for children under eighteen.
SavingsFixed deposits
Lock a sum for 30 days or more at a rate shown before you commit. Interest computed daily and paid exactly as scheduled.
Fixed depositsSalary-backed loans and overdraft
For employees of registered organisations, repaid on payday. An overdraft on the account once your inflow history qualifies.
Personal credit
A Verve card that answers to you
Every personal current account comes with a Verve debit card, chip and contactless, accepted at ATMs, POS terminals and online across Nigeria. Everything about it is managed from the app.
- Freeze and unfreeze in a tapMisplaced it? Freeze it. Found it? Unfreeze it. No call to the bank either way.
- Details that hide themselvesReveal number, expiry and CVV with your PIN. They disappear again after thirty seconds.
- Limits per channelSeparate daily limits for ATM, POS and online, and a switch to turn online payments off entirely.
- Delivered and trackedDispatched by courier within three working days, tracked in the app. A virtual card is ready the moment your account is.
Separate money, one account
A pocket is a named space inside your account. Money in a pocket doesn't show in your available balance, so it isn't spent by accident, but it's still yours to move back at any time.
- Create as many as you needRent, school fees, Detty December, the generator fund. Each has its own name, target and balance.
- Fill them automaticallyMove a fixed amount on a date you choose, or a percentage of every credit the moment it lands.
- Move money back instantlyNo lock-in and no penalty. If you want a locked plan with interest, that's Viscount Boost.
Your whole financial life on one screen
Available and ledger balance, overdraft headroom, the four things you do most, and a running view of the month's money in and out. Tap the eye to hide balances when you're in public.
- Send money in secondsSaved beneficiaries, name confirmation before you pay, and fee and VAT shown upfront.
- Bills and airtimeElectricity, cable, internet and all networks. Saved billers make the next payment two taps.
- Statements when you need themA stamped PDF for any period, accepted for visas, rent and loan applications.
About personal banking at Viscount
Which card scheme is the debit card on?+
Is there a minimum balance or monthly fee?+
What is the difference between a pocket and a savings plan?+
Can I receive my salary into this account?+
Is a microfinance bank account as safe as a commercial bank account?+
Open your account today
Phone number, BVN and a few minutes. Your NUBAN is live before you've finished the last step, and your virtual card is ready to use.
- ₦0 to open, ₦0 monthly
- Verve debit card delivered to you
- Deposits insured by the NDIC
