Pay everyone on the 25th, in one run
Salaries, contractors, suppliers, commissions, refunds. Upload the list once, an approver signs it off once, and every person on it is paid to any Nigerian bank with a single reference on your statement. Built for the business that has stopped paying people one transfer at a time.
Four steps, two people, one reference
A run always involves at least two people: the initiator who prepares it and the approver who signs it off. That separation is what makes it safe to pay forty people at once.
Prepare the list
Upload a spreadsheet or CSV with name, bank, account number and amount, or copy last month's run and edit what changed. Save it as a template for next time.
Every account is name-checked
Each account number is verified against the receiving bank and the account name shown beside it. Mismatches are flagged in red and the run cannot proceed until they are fixed or removed.
An approver signs it off
The approver sees the full list, the total, the fees, and the balance after the run. Above your second-approval threshold, two approvers are required. Approval is with a PIN and second factor.
It runs, and reports back
Every item is paid, with one batch reference on your statement and a per-item breakdown underneath. Anything that fails retries automatically, and you see exactly which items and why.
Nothing leaves until a second person has read the list
The initiator prepares; the approver decides. The approver sees every line, every verified name, every fee, and the balance the account will be left with. If one line is wrong, the whole run waits.
- Name verification on every lineThe account name returned by the receiving bank is shown beside the name you uploaded. A typo never pays the wrong person.
- One or two approvers, by amountRuns above the threshold you set need two approvals. Neither approver can be the initiator.
- Schedule it, or run it nowApprove today for a run on the 25th, and it goes at the time you set. Your transaction rules, including business-hours and weekend blocks, still apply.
- Under your capsA run counts against the daily cap and the approver's limits like any other payment. It cannot be used to route around them.
Anyone with a Nigerian bank account
A bulk run is any list of payments approved together. Payroll is the most common, but far from the only one.
Salaries and allowances
Monthly payroll, mid-month advances, transport and housing allowances, thirteenth month.
Contractors and casual staff
Site workers, drivers, agents and freelancers paid weekly or per job, from a list that changes every time.
Suppliers and vendors
Settle a month's invoices in one approved run instead of thirty separate transfers, each with its own approval.
Commissions and incentives
Sales commissions, agent payouts and referral bonuses computed elsewhere and paid here from an upload.
Refunds and disbursements
Customer refunds, cooperative payouts, grant and stipend disbursements to members or beneficiaries.
Schools, associations, cooperatives
Teacher salaries, member payouts and welfare disbursements, approved by the officers your constitution names.
Records your accountant and auditors will accept
A bulk run produces one line on the statement and a full breakdown beneath it. Everything an audit needs is already there.
- One reference, itemisedThe batch reference on your statement opens to every item: payee, bank, amount, fee, status and the NIBSS session ID for interbank items.
- Who did what, whenPrepared by, approved by, scheduled for, executed at. Every change to the list before approval is logged too.
- Exports that load straight inCSV and spreadsheet exports per run or per period, laid out for the accounting packages Nigerian firms actually use.
- Failures explained, not hiddenIf a receiving bank is down, the item retries on its own. If an account is closed, it is marked failed with the reason and the money stays in your balance.
Priced per item, governed by the CBN
A bulk run is a set of individual transfers, and each is charged and regulated as one.
- Interbank items at the CBN tariffTransfers to other banks carry the charge set out in the CBN's Guide to Charges, plus VAT, shown per item and totalled before approval.
- Viscount-to-Viscount items freeStaff and suppliers who bank with Viscount are paid at no charge, instantly, at any hour.
- NIBSS Instant PaymentInterbank items travel on the NIBSS network with a session ID each, the same rail as any single transfer.
- KYC and anti-money-launderingBulk payments are monitored under the CBN's AML rules like any other outflow. Unusually large or unusual runs may be held for a check; this is a licence obligation, not a judgement about you.
- A regulated bank behind itViscount is licensed by the Central Bank of Nigeria and your balance is insured by the NDIC. Payroll runs from an insured account at a supervised bank, not from a wallet.
About payroll and bulk payments
Is there a limit on how many people I can pay in one run?+
Can staff who bank elsewhere be paid?+
What happens if one item fails?+
Can the initiator also approve?+
Can I schedule a run for a future date?+
Does Viscount calculate PAYE, pensions or payslips?+
Run your first payroll from Viscount
Open a business account, add your initiators and approvers, set your caps, and upload the list. The first run takes an afternoon to set up and ten minutes every month after that.
- Every account name-verified before approval
- Maker-checker enforced by the system
- One reference, full breakdown, exportable
